Portfolio Management
At Brancov Financial Services, we offer tailored investment portfolios that are actively managed by our Chief Portfolio Manager, Constantin Brancov. With over twenty years of investment management experience, Dr. Brancov has navigated his clients through both down and up markets with great success. We offer management in a variety of IRS tax-advantaged accounts including 401K, IRA, college-savings, as well as non-qualified brokerage accounts. Talk with your advisor for an account recommendation, and financial plan.
What services are included?
Active Management: Brancov Financial actively manages investment portfolios through different market environments. If you have no experience managing investments or lack the time, we will handle the entire process for you.
Personal Financial Consultant: You’ll also have the availability of a personal (human) investment advisor. The advisor will know your investment situation intimately and help you stay on track. You're free to talk with him or her at any time. There's no limit to your access to this resource.
Comprehensive Financial Plan: Brancov Financial Services is a full service Financial Advisory firm. All planning services are available to our clients at any time. When we bring on a new client, we typically begin with a comprehensive financial plan. This plan will take into account your personal financial goals (retirement, home savings, etc), and build a savings and investment plan to successfully achieve those goals. Each year, we will review this plan with you, and adjust accordingly. This service is typically valued at $5,000/year, but is included to all clients with our managed portfolios.
Additional Services:
Life Insurance Planning, Long-Term Care, College Savings & Estate Planning
Personal Financial Consultant: You’ll also have the availability of a personal (human) investment advisor. The advisor will know your investment situation intimately and help you stay on track. You're free to talk with him or her at any time. There's no limit to your access to this resource.
Comprehensive Financial Plan: Brancov Financial Services is a full service Financial Advisory firm. All planning services are available to our clients at any time. When we bring on a new client, we typically begin with a comprehensive financial plan. This plan will take into account your personal financial goals (retirement, home savings, etc), and build a savings and investment plan to successfully achieve those goals. Each year, we will review this plan with you, and adjust accordingly. This service is typically valued at $5,000/year, but is included to all clients with our managed portfolios.
Additional Services:
Life Insurance Planning, Long-Term Care, College Savings & Estate Planning
Benefit of working with a Financial Advisor
Studies have been conducted on the long-term value of working with a Financial Advisor. Researchers have found that while most investors are focused on Alpha (beating the market), they should be more concerned with Gamma. Gamma is the effect of making smart and disciplined investment decisions over the course of your lifetime. Research has shown that consulting with a trusted financial advisor on important financial decisions leads to four times the net worth at retirement.