We're here to build relationships.
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After the 2008 financial crisis, it was clear to Brancov Financial that a new paradigm for wealth and investment management was necessary, and that is why we offer a wide range of financial products and services to individuals and business owners.
By providing you with sound financial information, we believe you will be better able to identify your goals and make the right decisions to reach them. |
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Meet the team
Constantin Brancov Ed. D. CEO, FOunder, advisor |
Cedric Utley Life insurance and annuities specialist |
Greg Ogmaka Life Insurance and annuities Specialist |
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Teodor Brancov
Office manager
Though part of our team at Brancov Financial Services offering insurance products, Cedric Utley and Greg Ogmaka are neither registered representatives nor affiliated with our broker-dealer, PlanMember.
Our Financial Planning Process
At Brancov Financial Services, we take a personal approach to financial planning. We get to know you, and build a tailored plan that fits your life goals. We meet once a year to review your plan and ensure that you're on track. Because our advisors are licensed fiduciaries, you can trust that we always have your best interest at heart.
Step 1: Complimentary Financial Assessment
In our first meeting we get to know you. We’ll typically meet over coffee to learn about your personal and financial goals. We're happy to meet at your residence, worksite, over the phone, or video conference -however is most convenient for you.
- Personal Goal Assessment
- Risk Tolerance Assessment
- Current Portfolio Assessment
- 401K, IRA, Life Insurance, Trusts, Annuities, etc
Step 2: Analysis
After our initial meeting, we go back to the office and take time to review your information. We put together a customized financial plan and portfolio that will put you on track to achieving your financial goals.
Step 3: Presentation and Execution
In our follow-up meeting, we present our recommendations thoroughly, answer any questions, and complete paperwork if necessary to execute your plan. You’ll rest easy knowing you have a financial plan in place, and that we are here for you every step of the way.
- 401K, IRA, Brokerage account portfolios
- Monthly Contribution & Target Map recommendations
- Tax-Advantaged Retirement Account recommendations
- Life Insurance
Step 4: Annual Review
We meet once a year to review your plan and make sure you're on track. We make adjustments based on changes in your life as well as the bigger financial world. Think of this as your financial "check-up." We're also available to you directly for any questions or concerns you may have along the way. We are here for you.
What Our Clients Are Saying
"Such a pleasure working with Ian. Very knowledgeable and consistently follows through with everything. I would definitely recommend him to my family and friends."
- Diana Harris
- Diana Harris
This testimonial was given by a client and was not compensated for this testimonial/endorsement. She was not paid for the testimonial and there has been no compensation given. There is no material conflict or conflicts of interest for this testimonial/endorsement. This testimonial may not be representative of the experience of other customers and there is no guarantee of future performance or success.
Broker-Dealer Support
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PlanMember Services
Independent broker-dealers were created to accommodate financial advisors who carry securities licenses and need back-office support for services such as compliance and trade execution. These firms typically cater to more experienced advisors. -Investopedia